Financing Options

We realize that the process of resolving infertility can be difficult for many people, and the financial aspects of treatment can be especially daunting. Our goal is to minimize any confusion or frustration by providing as much information and assistance as possible. We tailor each treatment plan to the individual patient which helps contain costs and ensures that unnecessary tests and procedures are avoided.

The UCSF Center for Reproductive Health does work with several major insurance carriers, and our financial consultants can help you determine if your health plan offers any benefits that might cover some or all of the costs of your care. Call (415) 353-7475 and ask for an insurance consultation if you have questions.


IVF Services

Unfortunately, many HMOs and insurance plans in California do not cover in vitro fertilization. For our IVF patients without insurance coverage, we offer several financial options to help you finance your care.

We offer a fee-for-service option where patients can pay out-of-pocket for the services they receive. A typical IVF cycle costs around $9,050 and includes monitoring, blood tests, anesthesia, egg retrieval, and embryo transfer. Micromanipulation procedures are additional costs. Please call our office (415) 353-7475 and ask to speak with our IVF Billing Coordinator if you have further questions or would like additional information.

To make it easier for our patients, we have also established a relationship with Advanced Reproductive Care Inc. (ARC), an independent outside financing company based in Palo Alto, CA, to offer patients several additional options to help pay for their care. ARC offers several service packages for patients to choose from including one, two, and three cycle IVF options.

Application forms for these programs are available at the UCSF Center for Reproductive Health. Feel free to contact us for more information or call the ARC Clinical Specialist directly at (888)-990-2727.


Program Orientations

Each month we offer free orientation seminars to provide new and prospective patients the opportunity to meet our clinical team, view a slide presentation about IVF, talk with others who are considering assisted fertility procedures, and ask questions. Click here to learn more.


Fertility FAQs

This information is intended exclusively for patients.